If you drive trucks for a living, you know the bank conversation: endless forms, slow decisions, and a no that costs you the contract. RateBridge works across a panel of commercial truck lenders, prime through to near-prime, and helps structure a deal that suits your business, rather than forcing you into a single bank’s policy. Car and ute finance for the business follow the same approach, structured around how the vehicle is actually used.
From a single trailer to multi-truck fleet expansion.
New, demo, used, and dealer stock — subject to lender criteria.
We keep you informed at each step, from enquiry to settlement.
If it has wheels or earns your business income, we can likely help. This includes cars and utes, not just trucks. Trucks are our focus; these sit alongside them.
Vans, utes, light commercials and work vehicles for trades and small fleets. Chattel mortgage, hire purchase or other structures.
Tippers, tankers, refrigerated trailers, livestock units, low-loaders and B-doubles, configured to the operator.
Restructure existing asset finance, release equity, or consolidate commitments, where it suits your business.
A bank gives you their products. We give you a network of commercial lenders, structured around your business, not the other way round.
From major banks through to specialist non-bank and asset-finance lenders. You apply once; we help place it where it fits.
Most brokers do home loans with asset finance on the side. We’re the other way around: trucks, cars, utes and commercial vehicles are the core, not the add-on.
We work with business owners, owner-operators and ABN holders. No consumer products dressed up as commercial, just clean business finance, for commercial purposes only.
You speak to one broker, not a call centre. Direct mobile, and a clear conversation about what’s possible before any paperwork starts.
A clear process, with no surprises along the way.
A short call to understand your business, the asset, and what you’re trying to achieve. No application, no credit pulls.
We look at which lenders suit your profile, asset type and circumstances, then talk you through the options.
One application pack, prepared cleanly and submitted to the chosen lender, with transparency on terms and fees.
We help coordinate dealer, lender and insurer through to settlement, keeping the paperwork clean.
We need a few quick details from you and we’ll come back with the next steps and the lenders that may suit.
Prefer to talk it through? Call direct on 0402 411 154 or email info@ratebridge.com.au.
Available business hours, Monday to Friday. Australian business owners only — RateBridge works with ABN holders for business-purpose finance.
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In many cases, yes. Some lenders prefer established ABNs, while others consider newer businesses depending on the asset, deposit and your background. We’ll talk you through what’s realistic before you apply.
We work across a range of commercial deal sizes, from a single trailer or vehicle through to fleet purchases. The right structure depends on the lender, the asset and your business — we’ll guide you on what suits.
No. Our panel covers prime through to near-prime, so we can often help where a single bank might decline. Credit profile affects the options available, not whether we’ll have the conversation.
We arrange finance for a wide range of commercial assets used for business purposes — including trucks, vans, utes, cars, buses, trailers, and machinery and equipment. All finance is for business use by ABN holders. We do not provide finance for personal, domestic, or household purposes.
Neither. RateBridge is a commercial finance broker (sub-originator under an authorised aggregator). We don’t lend — we access a panel of lenders and help place your deal with the one that fits.
No. We arrange commercial, business-purpose finance for ABN holders only. We don’t provide consumer credit such as home or personal loans.
One conversation. No credit check. A real answer on what’s possible — before any paperwork starts.
